웰컴디지털뱅크(웰컴저축은행)

Welcome Savings Bank: Your Premier Digital Banking Solution

Welcome Savings Bank is the #1 digital savings bank, boasting the highest cumulative app downloads and users in the sector (data from App Annie, December 31, 2023). We offer a comprehensive suite of financial services designed for convenience and reward.

Key Features & Benefits:

• Wellbang Walking Savings: Earn interest (up to 10% APR) simply by walking! Interest rates are tiered based on your step count within the subscription period.
• WELCOME First Transaction Offer: Enjoy a preferential interest rate (up to 7% APR) on your first transaction for 30 days.
• Welcome My Data: Manage your assets and liabilities effectively. We help consolidate your debts and explore potential loan transfers, even assisting with interest reduction projects (estimated savings: KRW 8,334.98 million as of March 14, 2024). Monitor your credit health with our "Credit Weather" feature.
• Effortless Account Opening: Open an account anytime, anywhere, 24/7, without needing a public certificate – just a pattern/fingerprint and 6-digit authentication code. Tailored accounts are available for various professions (payers, office workers, business owners) with exclusive benefits.
• Wellbang Lounge Exclusive Rewards: Enjoy unique perks:
  • Wellbang Walking: Earn rewards (up to 100 KRW/day, 3,000 KRW/month for loan customers; up to 40 KRW/day, 1,240 KRW/month for receiving customers) by walking.
  • Wellbang Lotto: Win prizes by guessing 6 numbers.
  • Wellbang Odd or Even: Win weekly prizes based on a simple prediction.
• Streamlined Financial Services: Enjoy easy fund transfers, comprehensive asset tracking, car price checks via license plate, automated bill payments, and free credit management.
• Robust Fraud Prevention: We employ advanced security measures, including PC designation, 2-channel authentication, and one-time authentication numbers, adhering to Financial Supervisory Service guidelines.

Product Details:

• Wellbang Walking Savings:
  • Target: Individual customers
  • Term: 12 months
  • Deposit Amount: 10,000 KRW to 200,000 KRW per month
  • Interest Payment: Lump sum at maturity
  • Interest Rate: 1.0% APR + preferential rate (up to 9.0% APR)
  • Preferential Rate Conditions: Achieve step goals (8.0% APR potential) or make at least 6 automatic transfers (1.0% APR).
• WELCOME First Transaction Savings:
  • Target: Individual customers
  • Term: 12 months
  • Deposit Amount: 10,000 KRW to 200,000 KRW per month
  • Subscription Conditions: Within 30 days of account opening.
  • Interest Payment: Lump sum at maturity
  • Interest Rate: 3.7% APR + preferential rate (up to 3.3% APR)
  • Preferential Rate Conditions: Make at least 8 automatic transfers (1.8% APR) or maintain an average account balance of 500,000 KRW or more (1.5% APR).

Important Information:

• Deposits are protected up to 50 million KRW per person under the Depositor Protection Act.
• Interest rates are subject to change. Please check the website or app for the most current rates.
• Contact information for customer service and fraud reporting is provided.
• App permission details are clearly outlined.

Version 3.4.9 (October 22, 2024): Improved app usability and stability.